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Financing OptionsOptimization Centre

CareCredit offers special financing options that you may not get with other credit cards.

care credit qr code

Click the Get Started button bellow to apply for financing

CareCredit is different from a regular credit card!

Use it to pay for out-of-pocket expenses not covered by medical insurance, and special financing options are available that you may not be able to get with other cards.

Pay for health, and wellness care at over 250,000 enrolled providers across the nation. Once you’ve applied, you can use it again and again at any location that accepts CareCredit.

With shorter term financing options of 6, 12, 18 or 24 months no interest is charged on purchases of $200 or more when you make the minimum monthly payments and pay the full amount due by the end of the promotional period. If you do not, interest is charged from the original purchase date.

CareCredit also extends longer term healthcare financing for 24, 36, 48 or 60-month periods with Reduced APR and Fixed Monthly Payments Required Until Paid in Full. Purchases of $1,000 or more may be eligible for 24 months offer with a 14.90% APR, a 36 months offer with a 15.90% APR or a 48 months offer with a 16.90% APR. Purchases of $2,500 or more may be eligible for a 60 months offer with a 17.90% APR.


PatientFi offers flexible monthly installment plans without any penalties for early repayment, enabling you to manage your procedure expenses at your own pace.

PatientFi conducts a non-invasive credit assessment to assess your eligibility for financing, ensuring that your credit score remains unaffected. Additionally, approval for financing can be obtained within a matter of minutes. Your credit rating is safeguarded throughout the entire process, even if you opt for a payment plan.

With PatientFi, attaining the elective procedure you desire has never been simpler. To apply, you only need a government-issued identification, a credit or debit card, and must be at least 18 years old. You have the option to submit your application online or visit our office in person.

Pay with PatientFi

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